Drive Now, Pay Later Options For Tire & Auto Service Financing
Wheel Works Credit Card
Benefits that work for you
Flexible payment support for real auto care needs
Buying a Full Set of Tires
A new set of tires is one of the biggest auto investments you'll make. With promotional financing on purchases $149 or more, you can get the tires you need today and manage the cost over time without delaying safety.
SERVICE RECORDS
When your car needs an unexpected repair, waiting isn't always an option. The Wheel Works Credit Card lets you move forward with essential service and access flexible payment options so a breakdown doesn't become a bigger problem.
Keeping Up with Routine Maintenance
Oil changes, alignments, and brake inspections help protect your investment long-term. Your Wheel Works Credit Card makes it easier to keep up with regular service without stretching your monthly budget.
Explore your Wheel Works Credit Card Benefits
‡Subject to credit approval. Based on your credit approval, you may be eligible for either a Wheel Works Credit Card or a Wheel Works Mastercard
For use only in the U.S. Restrictions apply. See credit card agreement for details.
WHEEL WORKS MASTERCARD
✓ Up to 4% back in rewards at Wheel Works locations1
✓ 6- months financing on purchases $149 and up*
✓ Exclusive cardholder offers
✓ Use wherever Mastercard is accepted‡
✓ No annual fee
✓ Tap & go payment
WHEEL WORKS CREDIT CARD
✓ 6- months financing on purchases $149 and up*
✓ Exclusive cardholder offers
✓ Nationwide automotive retailer acceptance2
✓ No annual fee
✓ Tap & go payment
DEFERRED INTEREST IF PAID IN FULL WITHIN 6 MONTHS*
$149 Minimum purchase required. If the purchase balance is not paid in full within 6 months, interest will be imposed from the purchase date as described herein.
*MINIMUM MONTHLY PAYMENTS REQUIRED. Minimum Finance Charge: $2.00. Subject to credit approval. Terms and conditions apply.
Private Label credit card Annual Percentage Rate ("APR"): 34.990%
Mastercard credit card Annual Percentage Rate ("Mastercard APR"): 33.240%
- The Mastercard APR is variable and is subject to change as set forth in the Credit Card Agreement and/or Pricing Information. The Mastercard APR will not exceed 34.990%
- The Mastercard APR reflected above was effective as of January 31, 2026. The APR may have changed. To find out what may have changed, please write us at: Credit First National Association, Customer Service, P.O. Box 81315, Cleveland, Ohio 44181-0315.
Questions before you apply?
The Wheel Works Credit Card is accepted at Wheel Works locations.
Enjoy promotional financing on purchases $149 and up at participating automotive retailers. Click here to view more details about CFNA's Promotional Financing.
Yes, you can start using your Wheel Works Credit Card account immediately at a Wheel Works location. Simply show a valid, government-issued photo ID (driver’s license, state-issued ID, passport, or military ID) to the store teammate who can connect your purchase with your CFNA account.
The myCFNA Rewards Program, exclusive to Wheel Works Mastercard® cardholders, allows you to earn for every dollar you spend and is designed to make using and looking after your vehicle even more rewarding. Based on a tiered system, you can be a Passenger, Driver, or Adventurer depending on how much you use your Wheel Works Mastercard®. The program is as easy as 1-2-3 to Spend, Earn, and Save with myCFNA Rewards. Learn More
Stay Prepared for the Road Ahead
Tire and auto service financing helps your car run newer longer by keeping you prepared for unexpected repairs, big ticket items and more. Use your card at thousands of locations nationwide with benefits like special warranties and discounts on certain services3.
Wheel Works Mastercard cardholders can spend, earn, and save with the myCFNA Rewards Program at the same time. Find more information on spending tiers, rewards percentage earned and more here.
†Purchase must be made with your new CFNA card. Subject to credit approval. Not combinable with other offers. Void where prohibited. Discount may be modified or canceled at any time. See teammate for details.
1Purchases subject to credit approval. See Rewards Program Terms for details. myCFNA Rewards is operated and funded by the credit division of Bridgestone Retail Operations, LLC.
2Accepted at participating automotive locations. Discount may be modified or canceled at any time. Participating U.S. stores only. Not combinable with other offers. Void where prohibited. Other restrictions, fees, and taxes may apply. See https://www.wheelworks.net/local/ for details.
This card is issued by CFNA pursuant to a license by Mastercard International. Mastercard, the circles design, and Tap & Go are trademarks of Mastercard International. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC
3Subject to credit approval.
